Move Monzo funds when Porkfolio balance exceeds target
by
2 ready-made Monzo and Wink: Porkfolio Applets
Turn one on, or build your own. Wink: Porkfolio can start an automation with "Balance rises above", and IFTTT can then run "Move money into a pot" on Monzo.
Automate Monzo and Wink: Porkfolio from your AI assistant
Ask Perplexity to create Monzo applets for you, right from your AI assistant, with IFTTT MCP.
Set up IFTTT MCP
Create your own Monzo and Wink: Porkfolio workflow
Create custom workflows effortlessly by selecting triggers, queries, and actions. With IFTTT, it's simple: “If this” trigger happens, “then that” action follows. Streamline tasks and save time with automated workflows that work for you.
15 triggers, queries, and actions
Any card purchase
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever you spend money with your Monzo card, and the transaction goes through.
Any card purchase above an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever you spend more than the specified amount with your Monzo card, and the transaction goes through.
Any card purchase at a merchant
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever you spend money at a particular merchant, and the transaction goes through.
Any card purchase below an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever you spend less than the specified amount with your Monzo card, and the transaction goes through.
Any new attachment added
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires when you add an attachment (like a receipt, or photo) to a transaction.
Any new blog post from Monzo
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever Monzo publishes a new blog post.
Balance rises above
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This Trigger fires every time your Porkfolio's balance rises above an amount you specify.
Money added
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This Trigger fires every time you add money to your Porkfolio.
History of any card purchase at a merchant
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever you spend money at a particular merchant, and the transaction goes through.
History of attachments added
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you add an attachment (like a receipt, or photo) to a transaction.
History of balance rises above
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when your Porkfolio's balance rises above an amount you specify. Note: this query will only return future events after this Applet is created.
History of blog posts from Monzo
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever Monzo publishes a new blog post.
History of card purchases
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of card purchases with your Monzo card
Move money into a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from your main account into a pot of your choice.
Move money out of a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from a pot of your choice to your main account.
Any card purchase
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever you spend money with your Monzo card, and the transaction goes through.
Any card purchase above an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever you spend more than the specified amount with your Monzo card, and the transaction goes through.
Any card purchase at a merchant
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever you spend money at a particular merchant, and the transaction goes through.
Any card purchase below an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever you spend less than the specified amount with your Monzo card, and the transaction goes through.
Any new attachment added
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires when you add an attachment (like a receipt, or photo) to a transaction.
Any new blog post from Monzo
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever Monzo publishes a new blog post.
Balance rises above
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This Trigger fires every time your Porkfolio's balance rises above an amount you specify.
History of any card purchase at a merchant
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever you spend money at a particular merchant, and the transaction goes through.
History of attachments added
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you add an attachment (like a receipt, or photo) to a transaction.
History of balance rises above
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when your Porkfolio's balance rises above an amount you specify. Note: this query will only return future events after this Applet is created.
History of blog posts from Monzo
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever Monzo publishes a new blog post.
History of card purchases
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of card purchases with your Monzo card
Build an automation in seconds!
If
Select a trigger the automation will use
Any card purchase
Any card purchase above an amount
Any card purchase at a merchant
Any card purchase below an amount
Any new attachment added
Any new blog post from Monzo
Balance rises above
Money added
Then
Select an action the automation will perform
Move money into a pot
Move money out of a pot
You can add delays, queries, and more actions in the chat.
GET STARTED
How to connect to a Monzo automation
Find an Applet using Monzo and Wink: Porkfolio
Find an automation to connect to, or create your own!Connect IFTTT to your accounts
Securely connect the Applet services to your respective accounts.Finalize and customize your Applet
Review trigger and action settings, and click connect. Simple as that!Make more happen with your credits
-
More credits, more possibilities
Get more credits per month to power more automation activity. -
Power more advanced automations
Use credits to power your automations, including actions that require more processing. -
Access faster speeds and higher rate limits
Get faster updates and more actions with increased rate limits and more frequent checks.
Monzo and Wink: Porkfolio tips, tools, and resources
-
Popular
We tested these 24 Applets so you don't have to
-
Holiday
Six productivity hacks that'll save you time in 2026
-
Holiday
The lazy person's guide to productivity
-
Productivity
10 ways to automate life for the people who track everything
-
Productivity
5 ways to get your finances Q4-ready before the year sprints away
-
Lifestyle
8 ways digital nomads are putting automation to work (so they can actually enjoy the view)
-
Popular
7 ways to build a second brain with automations
-
Wellness
8 ways to make healthy habits automatic in 2026
-
Productivity
What is your notification personality?
More on Monzo and Wink: Porkfolio
About Monzo
The bank of the future. Instant notifications. Built-in budgeting. Free payments abroad.
This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.
Join the revolution today.
About Wink: Porkfolio
Porkfolio is an app-enabled piggy bank that loads a full financial institution into one lovable package.