Move money to a Monzo pot when Android SMS matches a keyword
5 ready-made Android SMS and Monzo Applets
Turn one on, or build your own. Android SMS can start an automation with "Any new SMS received", and IFTTT can then run "Move money into a pot" on Monzo.-
-
-
Send an Android SMS when you make a Monzo card purchase
-
-
Move money to Monzo pot when a new SMS is received
-
-
Send an SMS when you make a Monzo card purchase
-
-
Move money into Monzo pot when SMS matches keyword
-
Automate Android SMS and Monzo from your AI assistant
Have Claude, ChatGPT, or Cursor build and run Android SMS and Monzo automations for you, like “Move money to a Monzo pot when Android SMS matches a keyword”, with IFTTT MCP.
Set up IFTTT MCP
Create your own Android SMS and Monzo workflow
Create custom workflows effortlessly by selecting triggers, queries, and actions. With IFTTT, it's simple: “If this” trigger happens, “then that” action follows. Streamline tasks and save time with automated workflows that work for you.
19 triggers, queries, and actions
Any card purchase
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend money with your Monzo card, and the transaction goes through.
Any card purchase above an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend more than the specified amount with your Monzo card, and the transaction goes through.
Any card purchase at a merchant
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend money at a particular merchant, and the transaction goes through.
Any card purchase below an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend less than the specified amount with your Monzo card, and the transaction goes through.
Any new attachment added
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when you add an attachment (like a receipt, or photo) to a transaction.
Any new blog post from Monzo
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever Monzo publishes a new blog post.
Any new SMS received
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you receive any new SMS on your Android device.
Any new SMS sent
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you send an SMS on your Android device.
New SMS received from phone number
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you receive an SMS on your Android device from a phone number you specify.
New SMS received matches search
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you receive an SMS on your Android device that matches a search you specify.
New SMS sent matches search
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you send an SMS on your Android device that matches a search you specify.
New SMS sent to phone number
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you send an SMS on your Android device to a phone number you specify.
History of any card purchase at a merchant
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever you spend money at a particular merchant, and the transaction goes through.
History of attachments added
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you add an attachment (like a receipt, or photo) to a transaction.
History of blog posts from Monzo
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever Monzo publishes a new blog post.
History of card purchases
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of card purchases with your Monzo card
Move money into a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from your main account into a pot of your choice.
Move money out of a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from a pot of your choice to your main account.
Send an SMS
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This Action will send an SMS from your Android device to any phone number you specify.
Any card purchase
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend money with your Monzo card, and the transaction goes through.
Any card purchase above an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend more than the specified amount with your Monzo card, and the transaction goes through.
Any card purchase at a merchant
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend money at a particular merchant, and the transaction goes through.
Any card purchase below an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend less than the specified amount with your Monzo card, and the transaction goes through.
Any new attachment added
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when you add an attachment (like a receipt, or photo) to a transaction.
Any new blog post from Monzo
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever Monzo publishes a new blog post.
Any new SMS received
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you receive any new SMS on your Android device.
Any new SMS sent
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you send an SMS on your Android device.
History of any card purchase at a merchant
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever you spend money at a particular merchant, and the transaction goes through.
History of attachments added
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you add an attachment (like a receipt, or photo) to a transaction.
History of blog posts from Monzo
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever Monzo publishes a new blog post.
History of card purchases
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of card purchases with your Monzo card
Build an automation in seconds!
If
Select a trigger the automation will use
Any card purchase
Any card purchase above an amount
Any card purchase at a merchant
Any card purchase below an amount
Any new attachment added
Any new blog post from Monzo
Any new SMS received
Any new SMS sent
New SMS received from phone number
New SMS received matches search
New SMS sent matches search
New SMS sent to phone number
Then
Select an action the automation will perform
Move money into a pot
Move money out of a pot
Send an SMS
You can add delays, queries, and more actions in the chat.
GET STARTED
How to connect to a Android SMS automation
Find an Applet using Android SMS and Monzo
Find an automation to connect to, or create your own!Connect IFTTT to your accounts
Securely connect the Applet services to your respective accounts.Finalize and customize your Applet
Review trigger and action settings, and click connect. Simple as that!Upgrade your automations with
-
Connect to more Applets
Connect up to 20 automations with Pro, and unlimited automations with Pro+ -
Add multiple actions with exclusive services
Add real-time data and multiple actions for smarter automations -
Get access to faster speeds
Get faster updates and more actions with higher rate limits and quicker checks
Android SMS and Monzo tips, tools, and resources
-
Popular
What your automations say about your aesthetic
-
Productivity
The 10 AI tools taking over your feed just joined your workflow
-
Popular
Six ways to automate these annoying tasks
-
Lifestyle
Automations for sports fans 2026
-
Holiday
Top Applets of 2025
-
Productivity
New QR code scanning triggers for iOS and Android
-
Productivity
Best iOS and Android automation apps (complete guide)
-
Business
How to automate text messages on iPhone
-
Productivity
Every way to automate Notion with IFTTT
More on Android SMS and Monzo
About Android SMS
Android SMS is a native service that allows you to receive Short Message Service (SMS) messages on your device and send messages to other phone numbers. Standard carrier rates may apply. This service requires the IFTTT app for Android.
About Monzo
The bank of the future. Instant notifications. Built-in budgeting. Free payments abroad.
This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.
Join the revolution today.