Get an IFTTT notification when an Eclosion category balance drops below your set limit
1 ready-made Eclosion and Notifications Applets
Turn one on, or build your own. Eclosion can start an automation with "Category balance reaches threshold", and IFTTT can then run "Send a notification from the IFTTT app" on Notifications.
Automate Eclosion and Notifications from your AI assistant
Ask Cursor to create Eclosion applets that move your budget funds around in Monarch Money, with IFTTT MCP.
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Create your own Eclosion and Notifications workflow
Create custom workflows effortlessly by selecting triggers, queries, and actions. With IFTTT, it's simple: “If this” trigger happens, “then that” action follows. Streamline tasks and save time with automated workflows that work for you.
16 triggers, queries, and actions
Category balance reaches threshold
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a category's remaining balance crosses a dollar amount you specify — either rising above or dropping below the threshold.
Category under budget
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a budget category's spending comes in under its budgeted amount for the month.
Monthly budget surplus
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires near the end of the month when your total spending across all categories comes in under your total planned budget.
New charge
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a new expense transaction appears in your Monarch account. Optionally filter by category and choose whether to include pending transactions.
Savings goal achieved
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when one of your savings goals reaches its target amount in Monarch.
Under-budget streak
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a category stays under budget for a specified number of consecutive months. Builds over time — the longer the streak, the more trigger events.
List achieved goals
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns all of your savings goals that have reached their target amount in Eclosion since app installation.
List category budgets
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns the current month's budget status for all your expense categories, including budgeted amount, actual spending, and remaining balance.
List under-budget categories
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns categories where spending is currently below the budgeted amount, sorted by largest savings first.
Monthly budget summary
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a single-row summary of your current month's budget, including planned vs. actual income and expenses, surplus, and ready-to-assign amount.
Budget funds to a category
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Increases a Monarch budget category's planned amount for the current month. The added amount is on top of whatever is already budgeted.
Budget funds to a savings goal
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Increases a savings goal's budgeted amount for the current month. The added amount is on top of whatever is already budgeted toward this goal.
Move funds between categories
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Moves budget funds from one category to another. Reduces the source category's budget and increases the destination's by the same amount. Total planned spending stays the same.
Send a notification from the IFTTT app
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will send a notification to your devices from the IFTTT app.
Send a rich notification from the IFTTT app
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will send a rich notification to your devices from the IFTTT app. Rich notifications may include a title, image, and link that opens in a browser or installed app.
Send a rich notification to the IFTTT mobile widget
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will send a rich notification to IFTTT mobile widget installed on your devices. Rich notifications may include a title, image, and link that opens in a browser or installed app.
Budget funds to a category
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Increases a Monarch budget category's planned amount for the current month. The added amount is on top of whatever is already budgeted.
Budget funds to a savings goal
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Increases a savings goal's budgeted amount for the current month. The added amount is on top of whatever is already budgeted toward this goal.
Category balance reaches threshold
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a category's remaining balance crosses a dollar amount you specify — either rising above or dropping below the threshold.
Category under budget
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a budget category's spending comes in under its budgeted amount for the month.
List achieved goals
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns all of your savings goals that have reached their target amount in Eclosion since app installation.
List category budgets
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns the current month's budget status for all your expense categories, including budgeted amount, actual spending, and remaining balance.
List under-budget categories
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns categories where spending is currently below the budgeted amount, sorted by largest savings first.
Monthly budget summary
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a single-row summary of your current month's budget, including planned vs. actual income and expenses, surplus, and ready-to-assign amount.
Monthly budget surplus
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires near the end of the month when your total spending across all categories comes in under your total planned budget.
Move funds between categories
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Moves budget funds from one category to another. Reduces the source category's budget and increases the destination's by the same amount. Total planned spending stays the same.
New charge
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a new expense transaction appears in your Monarch account. Optionally filter by category and choose whether to include pending transactions.
Savings goal achieved
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when one of your savings goals reaches its target amount in Monarch.
Build an automation in seconds!
If
Select a trigger the automation will use
Category balance reaches threshold
Category under budget
Monthly budget surplus
New charge
Savings goal achieved
Under-budget streak
Then
Select an action the automation will perform
Budget funds to a category
Budget funds to a savings goal
Move funds between categories
Send a notification from the IFTTT app
Send a rich notification from the IFTTT app
Send a rich notification to the IFTTT mobile widget
You can add delays, queries, and more actions in the next step!
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How to connect to a Eclosion automation
Find an Applet using Eclosion and Notifications
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Securely connect the Applet services to your respective accounts.Finalize and customize your Applet
Review trigger and action settings, and click connect. Simple as that!Upgrade your automations with
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Eclosion and Notifications tips, tools, and resources
More on Eclosion and Notifications
About Eclosion
Eclosion and IFTTT let you automate your Monarch Money budget by moving funds between categories based on what you spend and save.
About Notifications
Notifications and IFTTT let you send alerts to your phone whenever something happens in your connected services.